Best Credit Card Promotions in Singapore (Sep 2024)

Citi PremierMiles Credit Card Promotion

Features & Benefits:

• 1.2 miles per S$1 spent locally
• 2 miles per S$1 spent in foreign currency
• Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates
• Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card
• Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll
• 2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide
• Up to S$1 million travel insurance coverage when you charge your travel tickets to this card

Admin fee of S$25 (excluding GST) for each conversion of CitiMiles to frequent flyer miles

Who is it for?

• Minimum Age: 21
• Min. Annual Income: S$30,000

Promo:

• Sign up for a Citi PremierMiles credit card using the link below to receive a Dyson Supersonic (worth S$699) or Apple iPad 10th Gen 10.9 wifi 64GB (worth S$529) or Samsonite Straren Spinner 67/24 + 2X AirTag (worth S$690.80) or S$450 Shopee Voucher or 21,000 Max Miles.
• Promotion is valid for new Citi credit card holders only
• Spend at least S$500 on eligible purchases within 30 days of card approval
• Learn more about the promo here.

Citi Rewards Card Promotion

Features & Benefits:

• 10X rewards points (4 miles per S$1) on online spending except travel
• Online category includes online shopping, taxi/ride-hailing apps, food delivery, and groceries
• 10X rewards points (4 miles per S$1) on offline fashion shopping and department stores
• Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card
• 1X reward point for every S$1 on all other spending
• No min. spend required
• Rewards points conversion rates: 4,400 points = S$10 cash rebate, 25,000 points = 10,000 miles
• Complimentary travel insurance when you charge your airfare to Citi Rewards Card

10X rewards are capped at 10,000 points per month i.e. S$1,000 spend

10X rewards excludes travel purchases online and non-fashion purchases offline

Who is it for?

• Minimum Age: 21
• Min. Annual Income: S$30,000

Promo:

• Sign up for a Citi Rewards credit card using the links below to receive a Dyson Supersonic (worth S$699) or Dyson Micro 1.5kg Vacuum (worth S$599) or Apple iPad 10th Gen 10.9 wifi 64GB (worth S$529) or S$450 Shopee Voucher.
• Promotion is valid for new Citi credit card holders only
• Spend at least S$500 on eligible purchases within 30 days of card approval
• Learn more about the promo here.

Citi Cash Back Card Promotion

Features & Benefits:

• 6% cashback on dining at restaurants, cafes, fast food eateries, and caterers (local & overseas)
• 8% cashback on grocery shopping, both online and at major supermarkets (local & overseas)
• Up to 20.88% savings at Esso and Shell, inclusive of 8% cashback for petrol spending
• Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card
• Up to S$1 million travel insurance coverage when you charge your travel tickets to this card
• 0.25% cashback for all other spending, even if you do not meet the min. monthly spend

Min. monthly spend of S$800 required to earn bonus cashback

S$80 combined cashback cap across all categories

Who is it for?

• Minimum Age: 21
• Min. Annual Income: S$30,000

Promo:

• Sign up for a Citi Cash Back credit card using the links below to receive a Dyson Supersonic (worth S$699) or Dyson Micro 1.5kg Vacuum (worth S$599) or Apple iPad 10th Gen 10.9 wifi 64GB (worth S$529) or S$450 Shopee Voucher.
• Promotion is valid for new Citi credit card holders only
• Spend at least S$500 on eligible purchases within 30 days of card approval
• Learn more about the promo here.

Citi Cash Back+ Card Promotion

Features & Benefits:

• 1.6% cashback on all eligible spending with no min. spend and no cap
• Cashback earned does not expire
• Redeem cashback instantly via SMS or Citi Pay with Points
• Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card
• Up to 14% discount at Esso and Shell petrol stations

Cash rebates can be redeemed only in denominations of S$10, S$20 or S$50 via SMS

Who is it for?

• Minimum Age: 21
• Min. Annual Income: S$30,000

Promo:

• Sign up for a Citi Cash Back+ credit card using the links below to receive a Dyson Supersonic (worth S$699) or Dyson Micro 1.5kg Vacuum (worth S$599) or Apple iPad 10th Gen 10.9 wifi 64GB (worth S$529) or S$450 Shopee Voucher.
• Promotion is valid for new Citi credit card holders only
• Spend at least S$500 on eligible purchases within 30 days of card approval
• Learn more about the promo here.

HSBC Live+ Credit Card Promotion

Features & Benefits:

• 5% cashback will on eligible purchases made with dining, shopping and entertainment and/or petrol merchants
• Additional 3% cashback on eligible purchases made with dining, shopping and/or entertainment merchants from 21 June 2024 to 31 December 2024
• 15% discount at selected restaurants 
• Cashback amount is capped at S$250 per calendar quarter

Who is it for?

• Minimum Age: 21
• Min. Annual Income: S$30,000

Promo: 

• Sign up for a HSBC Live+ Credit Card to receive a Flujo SmarTrax Standing Desk (worth S$739) or Sony WF-1000XM5 (worth S$429) or Xiaomi Robot Vacuum S10+ (worth S$569) or S$330 Lazada Voucher.
• Promotion is valid for new HSBC credit card holders only
• Spend at least S$500 on eligible purchases by the end of the following calendar month after card account opening date
• Learn more about the promo here

HSBC Advance Credit Card Promotion

The HSBC Advance Credit Card is a cashback credit card designed to help you save as you spend with up to 3.5% cashback without minimum spend. 

Spending less than S$2,000 monthly gets you 1.5% cashback while spending more than S$2,000 will get you 2.5% cashback. 

The maximum cashback you can earn per month is capped at S$70.

The extra 1% cashback can be earned when the HSBC Advance Cardholder also has an HSBC Everyday Global Account that fulfills S$2,000 of monthly deposit AND charges 5 qualifying Credit Card transactions.

Features & Benefits:

• Get 1.5% cashback on all local & overseas purchases with no min. spend
• Get 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month
• Get additional 1% cashback on all your credit card spending with HSBC Everyday Global Account
• Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide

Cashback is capped at S$70 per month

Who is it for?

Minimum Age: 21

Min. Annual Income: S$30,000

Promo: 

• Sign up for a HSBC Advance Credit Card to receive a Flujo SmarTrax Standing Desk (worth S$739) or Sony WF-1000XM5 (worth S$429) or Xiaomi Robot Vacuum S10+ (worth S$569) or S$330 Lazada Voucher.
• Promotion is valid for new HSBC credit card holders only
• Spend at least S$500 on eligible purchases by the end of the following calendar month after card account opening date
• Learn more about the promo here

HSBC TravelOne Credit Card Promotion

The first HSBC credit card to offer instant redemptions with an extensive selection of airline and hotel partners, all within the convenience of your mobile app.

Features & Benefits:

• Instant reward redemption with an extensive selection of airline and hotel partners via HSBC Singapore mobile app
• Accelerated earn rate: up to 2.4 miles for your spending
• Complimentary travel insurance coverage (including COVID-19) and 4x complimentary airport lounge visits for main cardholders only
• Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide

Who is it for?

Minimum Age: 21

Min. Annual Income: S$30,000

Promo: 

• Sign up for a HSBC TravelOne Credit Card to receive a Flujo SmarTrax Standing Desk (worth S$739) or Sony WF-1000XM5 (worth S$429) or Xiaomi Robot Vacuum S10+ (worth S$569) or S$330 Lazada Voucher.
• Promotion is valid for new HSBC credit card holders only
• Spend at least S$1,000 on eligible purchases by the end of the following calendar month after card account opening date
• Learn more about the promo here

Standard Chartered Simply Cash Credit Card Promotion

Features & Benefits:

• 1.5% cashback for all spend, no min. spend and no cashback cap
• Up to 24.5% savings with Caltex
• S$288 cashback when you spend S$588 within 30 days of card approval
• Enjoy offers and privileges for online, dining, retail and more with The Good Life®
• Annual fee is waived off for the first year

Read our review of the Standard Chartered Simply Cash credit card here. 

Who is it for?

• Minimum Age: 21
• Min. Annual Income: S$30,000
• Terms and Conditions. Click here

Promo:

• Sign up for a Standard Chartered Simply Cash Credit Card and spend a minimum of S$600 within 30 days of card approval to receive a Dyson Micro 1.5kg Vacuum (worth S$599) or Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30) or Sony WH-1000XM5 (worth S$589) or S$400 Shopee Voucher.
• Promotion is valid for new Standard Chartered credit card holders only
• Spend at least S$600 on eligible purchases within 30 days of card approval
• Learn more about the promo here.