Weekly Sprout Newsletter 🌱

Gain financial insights in minutes

The newsletter that keeps you up-to-date on the financial markets. It’s fun, informative, and free!

Promo

Best Credit Card Promotions in Singapore (December 2023)

01 Dec 2023

Discover the most attractive credit card promos in Singapore in December 2023. Our comprehensive guide unveils the top deals that lead to unbelievable rewards when you apply for a credit card.

In this article

0 min read

Are you looking to apply for a new credit card? Before you do so, find out some of the attractive rewards you can receive when you sign up for a credit card in December 2023.

The best credit card promotion in Singapore for December 2023 include an opportunity for you to receive an Apple iPad, Dyson Supersonic, and up to S$350 in cash.

Regardless of what you are more interested in earning cashback or rewards, or accumulating air miles, these credit card promotions for December 2023 include attractive deals for you to maximise your credit card application. 

Apply for your new credit card and enjoy these credit card promotions right away!

Best Credit Card Promotions in Singapore (December 2023) 

In this comparison of the best credit card promotions, we will look at:

  • Key features and benefits of the credit card
  • Eligibility requirements of the credit card
  • Sign-up rewards you will receive when you apply for the credit card
CardSign-up promotion for new card members
HSBC Revolution Credit CardApple iPad or Dyson Supersonic Hair Dryer or $350 cash
CIMB World MasterCardS$250 cash
CIMB Visa SignatureS$250 cash
OCBC 365Apple iPad or Apple Bundle or S$320 cash
OCBC 90N Apple Bundle or S$280 Cash
OCBC Titanium Rewards Credit CardApple Bundle or S$280 Cash
Standard Chartered Simply Cash Credit CardAirPods Pro or S$350 cash 
Citi PremierMiles CardApple iPad or S$300 cash
Citi Cash Back CardApple iPad or S$300 cash
Citi Rewards Card Apple iPad or S$300 cash

HSBC Revolution Credit Card Promotion

hsbc revolution credit card promo

Best for rewards on online and contactless shopping

HSBC Revolution Card is a rewards credit card ideal for savvy online shoppers. 

It allows you to earn up to 10X Points on online purchases or the usage of contactless payment like Visa PayWave and Apple Pay. 

Alternatively you can choose miles as your reward, with 4 miles for every dollar spent ($1 = 4 miles). 

Benefits of the HSBC Revolution card include no annual fees, travel insurance, no required minimum spend and more.

Features & Benefits:

  • 10X rewards points (equivalent to 4 air miles or 2.5% cashback per S$1) on online purchases and contactless payments
  • 1X reward point for every S$1 on all other spending
  • No min. spend required
  • No annual fee
  • Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide

Cap of 10,000 rewards points per calendar month on eligible purchases

Qualifying transactions for 10X rewards points have additional exclusions

Who is it for?

  • Minimum Age: 21
  • Min. Annual Income: S$30,000
  • Promo: Sign up for HSBC Revolution credit card using the link below to receive a Dyson Supersonic™ hair dryer (worth S$699) or an Apple iPad 9th 10.2" WiFi 64GB (worth S$503.65) or Sony Portable Theatre System HT-AX7 (worth $759) or S$350 upsized cash via PayNow
  • Learn more about the promo here.

apply now button.png

CIMB World MasterCard Promotion

CIMB World Mastercard

Features & Benefits:

  • Unlimited 2% cashback on dining, movies and entertainment, taxi and automobile and luxury goods
  • Unlimited 1% on all other spend with no minimum spend
  • Enjoy 50% off green fees at 25 golf courses
  • Complimentary travel insurance of up to S$1 million when you charge your travel fares to this card
  • Access to over 1,000 airport lounges globally
  • Can be used for bus and train rides with SimplyGo
  • No annual fees for life + up to 4 supplementary cards with no annual fees

Minimum spend of S$1,000 required for 2% cashback earn rate

Minimum spend of S$500 required for 1% cashback earn rate

Who is it for?

  • Minimum Age: 21
  • Min. Annual Income: S$30,000
  • Terms and Conditions. Click here

Promo:

  • Sign up for a CIMB credit card to receive S$250 cash via PayNow
  • Promotion is valid for new CIMB credit card holders only
  • Spend at least S$988 on eligible purchases within 60 days of card approval
  • Learn more about the promo here.
apply now button.png

CIMB Visa Signature Credit Card Promotion

cimb-visa-signature.png

Features & Benefits:

  • 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises
  • Unlimited 0.2% cashback on all other spend
  • Can be used for bus and train rides with SimplyGo
  • Complimentary travel insurance of up to S$500,000 when you charge your travel fares to this card
  • No annual fees for life + up to 4 supplementary cards with no annual fees

Min. spending of S$800 in the statement month to qualify for 10% cashback

10% cashback is capped at S$100 per statement month per principal cardmember and up to S$20 per category. Earn 0.2% cashback on all spend when you exceed the cashback cap

Who is it for?

  • Minimum Age: 21
  • Min. Annual Income: S$30,000
  • Terms and Conditions. Click here

Promo:

  • Sign up for a CIMB credit card to receive S$250 cash via PayNow
  • Promotion is valid for new CIMB credit card holders only
  • Spend at least S$988 on eligible purchases within 60 days of card approval
  • Learn more about the promo here.
apply now button.png

OCBC 365 Credit Card Promotion

ocbc 365 credit card

Features & Benefits:

  • 6% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery)
  • 3% cashback on groceries at supermarkets (both local and overseas) and online groceries
  • 3% cashback on private hire (Grab/Gojek) and taxi rides (both local and overseas)
  • 3% cashback on recurring telco and electricity bills
  • 3% cashback on online air and cruise tickets purchases, and hotel bookings on platforms like Agoda and Airbnb
  • Complimentary travel insurance of up to S$500,000
  • Up to 22.1% fuel savings at Caltex and 5% cashback on fuel spend at all other 

Minimum spend of S$800, cashback cap of S$80 per month

Minimum annual spend of S$10,000 from date of issue to qualify for automatic annual fee waiver.

Who is it for?

  • Minimum Age: 21
  • Min. Annual Income: S$30,000
  • Terms and Conditions. Click here

Promo:

  • Sign up for a OCBC 365 using the link below to receive an Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$503.65), or Apple Bundle [AirPods Pro (Gen 2) + MagSafe Charger] (worth S$421.35) or Travel Bundle [Samsonite volant Spinner 68/25 EXP + 2x Apple AirTag] (worth S$570) or S$320 Cash via PayNow
  • Promotion is valid for new OCBC credit card holders only
  • Spend at least S$500 on eligible purchases within 30 days of card approval
  • Learn more about the promo here.
apply now button.png

OCBC Titanium Rewards Credit Card Promotion

 

ocbc titanium credit card promo

Features & Benefits:

  • Earn 10X OCBC$ (or 4 miles) for every S$1 spent at stores and online shopping platforms such as Lazada, Shopee, Amazon, and Qoo10
  • Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides
  • Enjoy complimentary e-commerce protection on all your online purchases made with this card
  • Get an additional 2% cash rebate when you spend at BEST Denki, on top of the 10 OCBC$ earned
  • 10 OCBC$ per S$1 earn rate is capped at 120,000 OCBC$ in each card anniversary year
  • Min. annual spending of S$10,000 to qualify for automatic annual fee waiver

Who is it for?

  • Minimum Age: 21
  • Min. Annual Income: S$30,000
  • Terms and Conditions. Click here

Promo:

  • Sign up for a OCBC Titanium Rewards credit card using the link below to receive an Apple Bundle [Apple AirPods (Generation 3) with Magsafe Charging Case + MagSafe Charger] (worth S$330.50), or a Travel Bundle [Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag] (worth S$570) or S$300 eCapitaVoucher or S$280 Cash via PayNow
  • Promotion is valid for new OCBC credit card holders only
  • Spend at least S$500 on eligible purchases within 30 days of card approval
  • Learn more about the promo here.
apply now button.png

OCBC 90N Credit Card Promotion

ocbc 90n credit card promo

Features & Benefits:

  • Earn 1.3 and 2.1 miles per S$1 spent locally and overseas respectively
  • Your Miles never expire
  • No expiry on Travel$ earned, and no conversion fee
  • Mastercard Airport Experiences: Enjoy offers for dining, spas and retail at worldwide lounges before you take off
  • First-year annual fee waived. Receive 10,000 miles when you pay the second year annual fee.
  • Travel$ is awarded in blocks of S$5 charged to the card per transaction

Who is it for?

  • Minimum Age: 21
  • Min. Annual Income: S$30,000
  • Terms and Conditions. Click here

Promo:

  • Sign up for a OCBC 90N credit card using the link below to receive an Apple Bundle [Apple AirPods (Generation 3) with Magsafe Charging Case + MagSafe Charger] (worth S$330.50), or a Travel Bundle [Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag] (worth S$570) or S$300 eCapitaVoucher or S$280 Cash via PayNow
  • Promotion is valid for new OCBC credit card holders only
  • Spend at least S$500 on eligible purchases within 30 days of card approval
  • Learn more about the promo here.

90N MasterCard

apply now button.png

 90N Visa 

apply now button.png

Standard Chartered Simply Cash Credit Card Promotion

 

standard chartered simply cash credit card

Features & Benefits:

  • 1.5% cashback for all spend, no min. spend and no cashback cap
  • Enjoy offers and privileges for online, dining, retail and more with The Good Life®
  • 2 year annual fee waiver

Who is it for?

  • Minimum Age: 21
  • Min. Annual Income: S$30,000
  • Terms and Conditions. Click here

Promo:

  • Sign up for a Standard Chartered Simply Cash credit card using the SingSaver link below to receive a AirPods Pro Gen 2 + AirTag bundle (worth S$407.35) or Nintendo Switch Gen 2 (worth S$399) or Xiaomi Robot Vacuum S10 EU (worth S$379) or $350 cash via PayNow
  • Promotion is valid for new Standard Chartered credit card holders only
  • Spend at least S$500 on eligible purchases within 30 days of card approval
  • Learn more about the promo here.
apply now button.png

Citi PremierMiles Credit Card Promotion

citi premiermiles card.png

Features & Benefits:

  • 1.2 miles per S$1 spent locally
  • 2 miles per S$1 spent in foreign currency
  • Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates
  • Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card
  • Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll
  • 2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide
  • Up to S$1 million travel insurance coverage when you charge your travel tickets to this card

Admin fee of S$25 (excluding GST) for each conversion of CitiMiles to frequent flyer miles

Who is it for?

  • Minimum Age: 21
  • Min. Annual Income: S$30,000
  • Terms and Conditions. Click here

Promo:

  • Sign up for a Citi PremierMiles credit card using the link below to receive an Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$503.65) or Dyson Supersonic (worth $699) or Dyson V8 Slim Fluffy (worth S$509) or S$300 cash via PayNow
  • Promotion is valid for new Citi credit card holders only
  • Spend at least S$500 on eligible purchases within 30 days of card approval
  • Learn more about the promo here.
apply now button.png

 Citi CashBack Card Promotion

 

citi cash back card.webp

Features & Benefits:

  • 6% cashback on dining at restaurants, cafes, fast food eateries, and caterers (local & overseas)
  • 8% cashback on grocery shopping, both online and at major supermarkets (local & overseas)
  • Up to 20.88% savings at Esso and Shell, inclusive of 8% cashback for petrol spending
  • Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card
  • Up to S$1 million travel insurance coverage when you charge your travel tickets to this card
  • 0.25% cashback for all other spending, even if you do not meet the min. monthly spend

Min. monthly spend of S$800 required to earn bonus cashback

S$80 combined cashback cap across all categories

Who is it for?

  • Minimum Age: 21
  • Min. Annual Income: S$30,000
  • Terms and Conditions. Click here

Promo:

  • Sign up for a Citi CashBack credit card using the link below to receive an Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$503.65) or Dyson Supersonic (worth $699) or Dyson V8 Slim Fluffy (worth S$509) or S$300 cash via PayNow
  • Promotion is valid for new Citi credit card holders only
  • Spend at least S$500 on eligible purchases within 30 days of card approval
  • Learn more about the promo here.
apply now button.png

Citi Rewards Card Promotion

citi rewards card

Features & Benefits:

  • 10X rewards points (4 miles per S$1) on online spending except travel
  • Online category includes online shopping, taxi/ride-hailing apps, food delivery, online groceries
  • 10X rewards points (4 miles per S$1) on offline fashion shopping and department stores
  • Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card
  • 1X reward point for every S$1 on all other spending
  • No min. spend required
  • Rewards points conversion rates: 4,400 points = S$10 cash rebate, 25,000 points = 10,000 miles

10X rewards are capped at 10,000 points per month i.e. S$1,000 spend

10X rewards excludes travel purchases online and non-fashion purchases offline

Who is it for?

  • Minimum Age: 21
  • Min. Annual Income: S$30,000
  • Terms and Conditions. Click here

Promo:

  • Sign up for a Citi Rewards credit card using the link below to receive a Dyson Supersonic (worth S$699) or Dyson V8 Slim Fluffy (worth S$509) or Nintendo Switch OLED (worth S$549) or S$300 cash via PayNow
  • Promotion is valid for new Citi credit card holders only
  • Spend at least S$500 on eligible purchases within 30 days of card approval
  • Learn more about the promo here.
apply now button.png

 

How do I sign up for the Credit Card Promotion

Step #1 - Apply with the links provided above. You will be directed to the Singsaver page.

Step #2 -  Enter your email to get started, and complete the application using the same browser window 

Step #3 - Fill in the reward redemption form provided on the site or in your email inbox. No rewards will be given if the form is not filled in

Step #4 -  Fulfil requirements as stated in terms and conditions

Why are we partnering with SingSaver on the Credit Card Promotion?

best credit card promo best deal guarantee.webp

We are sharing the sign-up promo from SingSaver as they have a Best Deal Guarantee for all credit card signups.

What this means is that when you sign up via the links, you will enjoy the best rewards, prices, and offers. This means that you will get an even better deal compared to applying directly with the bank!

If you manage to find a better deal, SingSaver will double the price difference and reward you with vouchers of equivalent worth!

You can find the full T&Cs of SingSaver's Best Deal Guarantee here.

Where can I find other best promotions happening now?

If you are interested in finding other hot deals, check out other promos happening right now

Have a question about the Citi credit card promo? Ask away at the Beansprout Telegram Group

🌱
Follow us on Facebook and join our Telegram channel to get the latest insights on Singapore stocks, REITs, bonds & ETFs

Read also

Subscribe to the Weekly Sprout Newsletter to gain financial insights in minutes

Beansprout

Beansprout

We’re on a mission to help you improve your financial wellness. Beansprout believes that with the right tools and knowledge, everyone can be an investor. And a really smart one at that!