How I started investing in US stocks with Moomoo Singapore
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By Nicole Ng • 04 Jul 2025
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Looking for a beginner-friendly US stock trading platform in Singapore? Discover how I started investing in US stocks with Moomoo Singapore with low fees, fractional shares, and smart tools that made my first steps easy and accessible.

This post was created in partnership with Moomoo Singapore. All views and opinions expressed in this article are Beansprout's objective and professional opinions.
What happened?
Despite all the talk of market volatility, the US market has been surprisingly resilient.
As of 19 June 2025, the S&P 500 was up around 9.28% over the past year and about 2.00% year-to-date.
I remember the moment I decided to invest in US stocks. I didn't want to miss growth opportunities in companies like Apple, Amazon, or Tesla.
But figuring out how to invest in US stocks from Singapore as a beginner felt like a huge hurdle. I remember wondering: Where do I start? Which platform can I trust?
If you're in that same boat now, I’d say: start with a platform that’s made for beginners, but doesn’t limit you as you grow.
For me, that was Moomoo Singapore.
It had all the basics I needed to get going: low fees, fractional shares, and a simple interface.
It also came with tools that helped me deepen my understanding as I got more confident.
In this article, I'll walk through key things that helped me as a newbie investor using Moomoo Singapore.
🎁 Want to get started with Moomoo and receive an exclusive S$50 FairPrice voucher? Find out how to claim it.
Why I invest in US stocks with Moomoo Singapore as a beginner
#1 – Low-cost access to US stocks
When it comes to investing, I think most of us are in it to maximise our profits, regardless of how much we’re starting with or how long we plan to invest.
These profits come in the form of portfolio returns after fees, so it just makes sense to keep your costs low in order to keep more of your gains.
I was drawn to Moomoo Singapore, which turned out to be extremely low-cost for US stock trading.
Moomoo charges zero commission fees and a flat US$0.99 platform fee per order when trading US stocks, regardless of trade size.

This flat fee is great because I can place small trades without worrying about percentage-based commissions eating into my investment.
The affordability of US$0.99 trades meant I felt comfortable starting with smaller amounts which was great for learning.
Plus, Moomoo has no maintenance or inactivity fees.
As a newbie, I wasn't trading daily, and there were weeks I just spent learning without executing orders, and Moomoo wouldn't penalise me for "taking things slow".
Opening my Moomoo SG universal account was fuss-free, fully digital, with no minimum deposit required.
This low-cost, low-barrier setup really lowered the threshold for beginning US market investing.
I could focus on learning and choosing stocks rather than fretting about fees.
#2 – Fractional shares: Start with small amounts
Even with low fees, I faced a common beginner's dilemma: many US stocks cost a large sum per share.
Companies like Alphabet or Tesla trade at hundreds of dollars per share, and not everyone can fork out full share prices for each investment.
This is where my favourite Moomoo feature came in: fractional share investing.
Moomoo SG allows investors to buy less than one share, meaning I could purchase "slices" of big-name stocks with small amounts of money.
For instance, I bought 0.1 of an Apple share and about 0.3 of an S&P 500 ETF with just a couple of hundred dollars total.
Owning fractions of these stocks was empowering as a beginner.
I didn't need to save S$500 or S$1,000 to get started, I could start with as little as US$5 or US$10 and still get pieces of my favourite companies.
To illustrate: I had around US$200 to invest in an S&P 500 index ETF (VOO), whose full share price of ~US$549 (as of 19 Jun 2025 close) exceeded that amount.
Through Moomoo, I bought roughly 0.3 shares of VOO with my US$200:

The app executed my order as a fractional share* purchase smoothly.
This ability to buy fractional shares meant no stock was out of reach.
Expensive stocks like Amazon or NVIDIA became accessible since I could start with $50 or $100 for a fractional slice.
Psychologically, this was great. I could build a diversified mini-portfolio of US stocks without needing huge lump sums.
#3 – Regular Savings Plans (RSP) for dollar-cost averaging
As I grew comfortable, I wanted to invest consistently rather than timing the market.
I could do this through Moomoo's Recurring Savings Plan (RSP).

RSP lets you set up automatic, recurring investment schedules, which was hugely helpful for practicing dollar-cost averaging.
With Moomoo's RSP, I scheduled fixed amounts to invest in stocks or ETFs at regular intervals (daily, weekly, bi-weekly, or monthly options).
I set up my plan to invest S$1,000 monthly into a broad market ETF.
Now, every month like clockwork, Moomoo uses S$1,000 from my account to buy that ETF, completely on autopilot:

The beauty is smoothing out volatility.
Dollar-cost averaging means buying shares consistently in good and bad markets, so over time I average out my cost basis.
On months when prices dip, my S$1,000 buys more; on expensive months, it buys less.
I don't stress about picking the "perfect" moment. RSP executes trades regularly, keeping me disciplined.
This really helped remove emotion from investing.
Instead of hesitating and hoarding cash waiting for stock selloffs, I'm continuously investing and growing my portfolio bit by bit.
Moomoo makes this convenient: I set the plan once, and it handles everything, including automatic fund transfers and currency conversion from SGD to USD.
The RSP entry amount is very low: you can start with US$10 per interval, with Moomoo buying fractional shares accordingly.
Even students or new workers could feasibly put aside S$10 weekly or S$50 monthly to invest. You can pause or adjust plans anytime.

You can see how much you’ve earned by dollar cost averaging using the Moomoo’s RSP Calculator.
But do note that the calculator is based on historical performance, which does not guarantee or indicate future performance.
Having RSP on Moomoo has been like putting investments on "auto-pilot" – it runs in the background, steadily building holdings without micromanaging.
🎉 Bonus for new users: Get a S$50 Fairprice voucher when you open a Moomoo account via Beansprout.
#4 – Platform features for more informed decisions
Investing isn't just clicking "Buy". I also needed to research what I was buying.
Moomoo app is loaded with tools and information to help research stocks and understand markets.
One feature I use often is the Company Earnings Calendar.
Under "Markets," there's an organised calendar of upcoming earnings announcements.
This lets me know when Apple reports earnings or Nvidia's earnings results are coming out.
The calendar shows company logos, dates, and highlights popular stocks for easy tracking.
Moomoo's earnings calendar doesn't just list dates – it shows context like recent EPS results and whether companies beat or missed analyst expectations.

As a beginner, this helped me learn how earnings news might impact stock prices.
Another set of tools I use often is valuation and analysis features.
When you tap any stock, you get detailed overviews including charts, news, and crucially, a "Company" tab with Financials and Valuation metrics.
Moomoo provides snapshots of key ratios like P/E, P/B, and P/S right there.

Moomoo has tied in Morningstar research into the platform.
Many stocks and funds include Morningstar ratings and analysis summaries.

To learn more about these features, read our review of Moomoo Singapore.
#5 – Educational resources for beginners
When I started, I had more questions than answers about investing.
Moomoo provided educational resources and a supportive community within the app.
The "Discover" tab became a great place to learn.

Under Discover, there's a "Moo" community forum and "Learn" section.
The Moo community is a built-in social network of investors with millions of global users.
I'd scroll through posts where people share market insights, investing tips, or ask beginner questions:

The "Learn" tab offers free in-app courses, tutorials, and articles on investing topics.
I went through a basic stock investing course covering everything from financial statements to technical charts, in simple language with interactive quizzes.
Moomoo curates daily financial news from sources like CNBC and Dow Jones Newswires.
This kept me informed about market trends without visiting multiple websites.
Perhaps most confidence-building was Moomoo's Paper Trading mode.
I was hesitant to execute real trades initially – what if I messed up?
Paper Trade lets me practice with virtual money in simulated environments.
I "bought" Tesla shares, watched market movements, and "sold" them later to understand profit/loss calculations without risking money.
This hands-on practice was invaluable.
By my first real-money trade, I knew the steps and interface thanks to paper trading, dramatically reducing first-timer anxiety.
What would Beansprout do?
If you're just getting started with investing, especially in the US market, you can give the Moomoo app a shot.
The app is intuitive, the fees are low, and there's a ton of educational content that actually helped me understand what I was doing as a beginner investor.
It makes investing accessible with small amounts while providing depth and tools for analytical growth.
This makes Moomoo simple enough for total beginners yet feature-rich enough to grow with improving skills.
Investing always carries risks, but beginner-friendly platforms like Moomoo make the journey less daunting.
Moomoo Exclusive Promotion
Ready to start your investing journey? Sign up for a Moomoo SG account here.
Come join us at MooFest Singapore 2025
Join us for a full-day festival of learning, inspiration, and all things investing on 12 July 2025 at Suntec Convention Centre, Level 4.
Whether you're just getting started or looking to level up your strategy, MooFest has something for everyone—expert talks, workshops, and plenty of interactive booths to explore. Sign up for free here.

*Trading rules for fractional shares on moomoo can be found here.
All views expressed in the article are the independent opinions of Beansprout. Neither Moomoo Singapore or its affiliates shall be liable for the content of the information provided. This advertisement has not been reviewed by the Monetary Authority of Singapore.
This article contains affiliate links. Beansprout may receive a share of the revenue from your sign-ups to keep our site sustainable. You can view our editorial guidelines here.
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