Singapura Finance Fixed Deposit Promo: Earn up to 1.55% p.a. and receive a S$10 FairPrice Voucher

This post was created in partnership with Singapura Finance. All views and opinions expressed in this article are Beansprout's objective and professional opinions.

What happened?

If you're looking for a simple way to earn a fixed return on your savings, fixed deposits remain a popular option.

From now until 14 July 2026, Singapura Finance (SFL) is offering promotional over-the-counter fixed deposit rates of up to 1.55% p.a. on fresh funds.

As an exclusive promotion for Beansprout readers, you'll also receive a S$10 NTUC FairPrice voucher when you place your eligible Fixed Deposit at any SFL Customer Centre, flash the Beansprout promotion to the staff, and follow Singapura Finance on Instagram.

Read on to find out how you can enjoy this limited-time promotion.

What is the Singapura Finance Fixed Deposit promotion?

Singapura Finance is currently offering promotional fixed deposit rates for retail customers who place fresh funds of at least S$20,000 over the counter at any of the 7 Singapura Finance Customer Centres.

The promotional rates are:

The promotional interest rates are available for over-the-counter placements made with fresh funds only.

As a Beansprout exclusive, the first 100 eligible customers (while stocks last) will also receive a S$10 NTUC FairPrice voucher, which will be issued by Singapura Finance staff after the eligible Fixed Deposit has been successfully placed and all promotion requirements have been fulfilled.

Who is eligible?

To enjoy this promotion, you will need to:

• Be a retail customer.
• Have an existing Singapura Finance Savings Account or open a new Savings Account with a minimum S$200 deposit.
• Place a minimum of S$20,000 in fresh funds into an eligible fixed deposit.
• Visit any participating Singapura Finance Customer Centre before 14 July 2026.

Please note that no interest will be paid if the fixed deposit is withdrawn before maturity.

Complete all of the Beansprout promotion steps below to receive the FairPrice voucher.

Is my deposit protected?

Yes. Eligible Singapore dollar deposits held with Singapura Finance are insured under the Singapore Deposit Insurance Scheme.

Singapore dollar deposits are insured by the Singapore Deposit Insurance Corporation (SDIC) for up to S$100,000 in aggregate per depositor, per Scheme member, by law.

How to redeem the Beansprout promotion

Getting your promotional rate and FairPrice voucher is simple.

Step 1: Visit any Singapura Finance Customer Centre

Head down to any of the 7 Singapura Finance Customer Centres before 14 July 2026.

Step 2: Flash the Beansprout promotion and follow Singapura Finance on Instagram

Show the Beansprout promotional article to the staff and follow Singapura Finance's official Instagram account.

Step 3: Place your Fixed Deposit

Deposit a minimum of S$20,000 in fresh funds into an eligible fixed deposit.

Once your placement is completed, you'll receive a S$10 NTUC FairPrice voucher directly from the bank staff, while stocks last (limited to the first 100 eligible Beansprout customers).

What would Beansprout do?

For investors who are looking for a low-risk place to park their cash, fixed deposits continue to offer certainty, as you know exactly how much interest you will receive if you hold the deposit until maturity.

With Singapura Finance's latest promotion, you can earn up to 1.55% p.a. on a 12- or 13-month fixed deposit with a minimum placement of S$20,000.

On top of the promotional Fixed Deposit rates, eligible Beansprout readers who place their Fixed Deposit over the counter and complete the promotion requirements can receive a FREE S$10 NTUC FairPrice voucher, making the offer even more rewarding.

As always, it's worth comparing fixed deposit rates across banks and finance companies before deciding where to place your savings. 

If you are comfortable locking away your funds for the promotional tenure, this offer may be worth considering.

Promotion Summary

Promotional period: Until 14 July 2026

Promotional rates:

• 9 months: 1.52% p.a.
• 12 months: 1.55% p.a.
• 13 months: 1.55% p.a.

Minimum placement: S$20,000 (fresh funds)

Placement method: Over-the-counter only at any Singapura Finance Customer Centre

Exclusive Beansprout reward:

• S$10 NTUC FairPrice voucher issued by bank staff upon successful placement
• Flash this promotion article to the bank staff and follow Singapura Finance on Instagram
• First 100 eligible customers (while stocks last)

Eligibility:

• Retail customers only
• Existing Singapura Finance Savings Account holders, or customers who open a new Savings Account with a minimum S$200 deposit
• Fresh funds only

Terms and conditions apply. Promotional rates may be amended or withdrawn by Singapura Finance without prior notice. No interest will be paid if the fixed deposit is withdrawn before maturity. Eligible Singapore dollar deposits are insured by SDIC up to S$100,000 in aggregate per depositor, per Scheme member, by law.

This advertisement has not been reviewed by the Monetary Authority of Singapore.