Global equities
A broad core holding that spreads your money across developed and emerging markets, sectors and companies.
10-year annualised total return
13.1%
MSCI AC World Index
As of 31 Aug 2026
The Growth Pot is for money you can invest for the long term. The aim is to build wealth through diversified market exposure, regular investing and the power of compounding.
Let time do the heavy lifting
Long Term
Time horizon
Broad
Diversification
Regular
Contributions
Long-term wealth building through patient compounding. Money committed not to touch for 5 years or more.
Long-term — 5 to 20+ years. For money you won't need in the near future or within the next few years.
Broad equity index funds with global or Singapore exposure. Products simple enough to hold through volatility.
Long-term wealth building — chasing returns, products that fluctuate dramatically, or capital you may need soon.
There is more than one way to build a Growth Pot. ETFs are one implementation, but unit trusts, index funds and diversified portfolios can serve the same role.
A broad core holding that spreads your money across developed and emerging markets, sectors and companies.
10-year annualised total return
13.1%
MSCI AC World Index
As of 31 Aug 2026
Exposure to many of the world's largest companies through the US market, often used as a simple growth-oriented core or complement.
10-year annualised total return
15.4%
S&P 500 Index
As of 31 Aug 2026
Home-market exposure to Singapore-listed companies. This can be implemented through an STI ETF, an index fund or a broader Singapore equity unit trust.
10-year annualised total return
12.7%
FTSE Straits Times Index
As of 31 Aug 2026
Gold typically behaves differently from equities and may help balance a long term portfolio.
10-year annualised total return
13.3%
LBMA Gold PM (US$/oz)
As of 31 Aug 2026
10-year annualised total returns from 31 Aug 2016 to 31 Aug 2026 based in USD. Benchmarks shown are the MSCI AC World Index, S&P 500 Index, FTSE Straits Times Index and LBMA Gold PM price. Source: FactSet. Past performance is not an indicator of future returns.
Adjust how much you invest, how often you add to it and the return assumption to see how your pot can compound over the long term.
Investment Details
Initial deposit
Year of Growth
Estimated Rate of Return
Compound Frequency
Contribution Amount
Contribution Frequency
Estimated Portfolio Value
$27,383.96
Total Contributions
$22,000.00
Estimated Growth
$5,383.96
Robo-advisors can build and rebalance a diversified portfolio for you. They can be useful for investors who want a more hands-off Growth Pot, while still investing regularly for the long term.
Robo Advisor • 30 Jul 2026
Robo Advisor • 28 Jan 2026
Robo Advisor • 06 Jan 2026
Robo Advisor • 12 Aug 2025
Once you know what you want to own, these guides cover the practical habits and tools that can help you invest consistently over time.
Learn how dollar-cost averaging (DCA) works, its pros and cons, and how Singapore investors can use this strategy to build wealth over the long term.
Read guideLearn how regular savings plans (RSPs) work in Singapore, compare fees and investment options, and decide if automated investing fits you.
Read guideLearn what ETFs are, how ETF investing works in Singapore, how to choose an ETF, and the key fees, tax and risks to watch.
Read guideRecent analysis on equity markets, ETFs, and long-term investing strategies.
ETFs • 16 Sep 2026
ETFs • 10 Sep 2026
ETFs • 08 Sep 2026
Stocks • 31 Aug 2026
CPF & Retirement • 29 Aug 2026
Mutual Funds • 28 Aug 2026
Go beyond the Growth Pot and discover the other pots that make your portfolio more resilient.
Keep your safety buffer ready for short term needs and unexpected expenses.
Explore Liquidity Pot
Create a dependable stream of passive income for stability across market cycles.
Explore Income Pot
Capture higher conviction ideas within clear and controlled limits.
Explore Opportunity Pot