Pot 2 of 4 · Growth

The Growth Pot

Your long-game engine — stable, consistent, and powerfully compounding. Long-term wealth built through broad equity. The Growth Pot is the part of your portfolio set aside for long term wealth building. It is there to help your money compound over time, without being distracted by short term market moves or the need to react to every dip.

This pot is typically invested with a time horizon of five years and beyond, in assets such as broad equity funds you can hold through multiple market cycles. While it comes with more short term volatility, its purpose is to deliver long term growth through patience, diversification, and consistency. Markets will fluctuate, and your investment outcome may be higher or lower depending on the returns you earn over time.

Illustration of long-term compounding growth for the growth pot

What this pot is for

Growth

Long-term wealth building through patient compounding. Money committed not to touch for 5 years or more.

Time Horizon

Long-term — 5 to 20+ years. For money you won't need in the near future or within the next few years.

Suitable For

Broad equity index funds with global or Singapore exposure. Products simple enough to hold through volatility.

Not For

Chasing returns, highly volatile products, or capital you may need within the next few years.

How $1,000 can grow to $1 million

Reaching $1 million is not just about starting with a large sum. It is about giving your money time to compound, and adding to it consistently along the way.

For example, if you start with $1,000 and invest $1,000 every month, a 8% projected annual return could potentially grow your portfolio to about $1 million over 25 years. This shows how small, regular contributions can add up meaningfully when invested over time.

Of course, this is based on projected returns, and actual returns are not guaranteed. Markets will fluctuate, and your investment outcome may be higher or lower depending on the returns you earn over time.

$958.4K

Value over 25 years

$1,000

Starting capital

$1,000

Monthly DCA

25 yrs

Years

8%

Annual return assumed

Long-term goal calculator

Discover how your savings and investments can grow over time, tapping into the power of compounding to boost your financial growth.

Investment Details

Initial deposit

Year of Growth

Years

Estimated Rate of Return

%

Compound Frequency

Contribution Amount

Contribution Frequency

Total Balance

$27,467.68

Total Contributions

$22,000.00

Interest Earned

$5,467.68

Latest insights

Recent analysis on equity markets, ETFs, and long-term investing strategies.

Guides for your growth pot

Guides to help you get started on building your growth pot

Explore the other pots

Go beyond the Growth Pot and discover the other pots that make your portfolio more resilient.

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