Longbridge Cash Plus Promo - Earn 6% p.a. for 90 days on S$2,000 plus bonus 8% p.a

How to earn 6% p.a on S$2,000 with Longbridge Cash Plus & Bonus 8% p.a via Beansprout

Looking to grow your idle cash? Longbridge Singapore is offering an exclusive promotion for new users — earn 6% p.a. for 90 days on S$2,000 through its Cash Plus product, plus an additional 8% p.a. (worth up to S$263 depending on deposit amount) when you sign up via Beansprout.

Eligible new users will receive:

• A 6% p.a. cash boost coupon for Cash Plus deposits of up to S$2,000 (via Longbridge)
• An additional 8% p.a. cash boost coupon for deposits up to S$10,000, depending on your deposit tier (via Beansprout)

This promotion runs until 31 July 2025.

What is Longbridge Cash Plus?

Longbridge Cash Plus is a feature on the Longbridge platform that helps you make better use of your idle funds by automatically investing them in money market funds. 

Money market funds typically invest in lower-risk instruments such as fixed deposits and other short-term cash equivalents, offering a way to earn potentially higher yields on spare cash while keeping it accessible.

Currently, Cash Plus invests your funds into the iFast SGD Enhanced Liquidity Fund A or the iFast USD Enhanced Liquidity Fund A. 

During the promotional period, Longbridge will give you an additional 6% p.a. plus 8% p.a on your funds in Cash Plus, on top of the returns of the underlying fund.

Once the boost period ends, your returns will revert to the prevailing net yield of the selected fund. 

Do note that all investments carry risks. 

To learn more about Longbridge, you can read our review here. 

Let’s break down how to qualify for both interest boost coupons.

Steps to earn 6% p.a + Additional 8% p.a Interest Boost via Beansprout

Step 1: Sign up for a Longbridge account

Sign up for a Longbridge account via Beansprout. 

Step 2: Maintain your net deposit for at least 30 days.

Depending on your chosen tier, maintain your net deposit for at least 30 days and fulfil the additional requirements, if needed, to qualify for the cash boost coupons.

Here’s how the coupons apply:

You’ll only be eligible for one tier based on your deposit.

Both the 6% p.a and 8% p.a interest boost coupons will appear under Me > My Coupons in the Longbridge app within 5 working days after meeting the criteria.

The 6% p.a interest boost coupon is valid for 90 days once applied, and the 8% p.a coupon is valid for 180 days for Tier 1 (S$2,000 deposit) and 120 days for Tier 2 (S$10,000).

Do note that the interest applies only to the amount eligible for each tier on Cash Plus, not your entire deposit.

Step 3: Enable Cash Plus and apply your coupons 

Once your coupon is available, you can then enable Cash Plus where your idle money will be invested in money market funds. 

You can activate Cash Plus by logging in to the Longbridge app, tapping “Market”, then “Funds” and then selecting the “Cash Plus” icon.

Once you've selected Cash Plus, you'll be brought to an Opt-In page to opt into the feature. 

Once you opt-in your deposits will then be automatically be transferred into Cash Plus. It's that simple! 

Returns are settled in SGD every 30 days and will appear in your account within approximately 3 working days.

Coupons are non-transferable, non-redeemable for cash, and cannot be reused.

How much can you earn with the cash boost coupons?

Let’s take a look at how much you could earn with the cash boost coupons using a Tier 2 example, where you deposit S$10,000 and where S$10,000 in Cash Plus is eligible for the cash boost coupon.

First, you sign up for a Longbridge account through Beansprout.

Next, you deposit S$10,000 into your Longbridge account, qualifying you for Tier 2 based on your deposit size.

Within five working days, you'll receive your first 6% p.a interest coupon as you've funded your account by at least S$2,000 to qualify. 

Then you maintain your funds in your account for 90 days and make 5 buy trades. 

Within five working days after meeting these additional criteria, you’ll receive your 8% p.a. interest boost coupon. 

These will appear in the app under Me > My Coupons after meeting the criteria.

You can then enable Cash Plus and apply the coupons to enjoy the additional cash boost on S$10,000 of your balance for 120 days.

At the end of the 120-day period, your cash boost interest will be credited to your account in Singapore dollars (SGD).

🎁 Your Bonus Interest:

Other Longbridge welcome rewards

You can also unlock:

1. Exclusive S$50 FairPrice voucher from Beansprout (no trade required).
2. S$18 Cash Coupon from Longbridge
3. Trading fee vouchers from Longbridge

Find out more about the full promotion here.

Steps to Take to Qualify for the Promotion:

1. Sign up for a Longbridge account via Beansprout
2. Fund at least S$2,000 into your Longbridge account
3. Submit your contact information via this Google form after you have funded your account

No long waits! Receive your FairPrice e-voucher by email within just 5 working days after you meet the criteria and submit the form.

The promotion will run until 31 July 2025.

What you need to know about the Longbridge cash boost promotion

To qualify, you must be a new user. This means you must not have opened a Longbridge Singapore (LBSG) account before 1 July 2025.

Coupons are subject to their stated caps and cannot be stacked beyond those limits.

Your net deposit is calculated as: Cash In – Cash Out – Shares Withdrawn.

You’ll need to maintain your net deposit for the full 30-day period in order to qualify for the cash boost.

To be eligible, you must be a Singapore resident. This includes:

• Singapore Citizens and Permanent Residents (PRs)
• Valid work pass holders (e.g., Employment Pass, S Pass, Dependant’s Pass)
• Individuals with a valid residential address in Singapore

Read the full terms and conditions here and here

Longbridge at a Glance

Pros: ✚ Lifetime commission free trading SG, US and Hong Kong stocks ✚ Attractive sign-up promo ✚ Licensed by the MAS	Cons: − Not able to invest with CPF/SRS funds − No access to London Stock Exchange

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*T&Cs apply. All investments involve risks and are not suitable for every investor. 

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