Earn 6% p.a. for 60 Days with Longbridge Cash Plus & Bonus 6% p.a on First S$2,000

How to earn 6% p.a with Longbridge Cash Plus & Bonus 6% p.a on First S$2,000 via Beansprout

Looking to grow your idle cash? Longbridge Singapore is offering an exclusive promotion for new users — earn 6% p.a. for 60 days through its Cash Plus product, plus an additional 6% p.a. on your first S$2,000 (worth S$20) when you sign up via Beansprout.

Eligible new users will receive:

• A 6% p.a. cash boost coupon for Cash Plus deposits (up to S$20,000, depending on your deposit tier via Longbridge)
• An additional 6% p.a. cash boost coupon for the first S$2,000 Cash Plus deposits (via Beansprout referral)

This promotion runs until 31 May 2025.

What is Longbridge Cash Plus?

Longbridge Cash Plus is a feature on the Longbridge platform that helps you make better use of your idle funds by automatically investing them in money market funds. 

Money market funds typically invest in lower-risk instruments such as fixed deposits and other short-term cash equivalents, offering a way to earn potentially higher yields on spare cash while keeping it accessible.

Currently, Cash Plus invests your funds into the Fullerton SGD Cash Fund A or Fullerton USD Cash Fund A. 

Effective from 12 June 2025, the underlying funds in Cash Plus will be changed to the iFast SGD Enhanced Liquidity Fund A or the iFast USD Enhanced Liquidity Fund A. 

During the promotional period, Longbridge will top up your returns to up to 12% p.a. on your funds in Cash Plus, even if the underlying fund's return is lower.

Once the 60-day boost period ends, your returns will revert to the prevailing net yield of the selected fund. 

Do note that all investments carry risks. 

To learn more about Longbridge, you can read our review here. 

Let’s break down how to qualify for both interest boost coupons.

Steps to earn 6% p.a + Additional 6% Cash Boost (S$20) via Beansprout

Step 1: Sign up for a Longbridge account

Sign up for a Longbridge account via Beansprout. 

Step 2: Maintain your net deposit for at least 30 days.

Depending on your chosen tier, maintain your net deposit for at least 30 days and fulfil the additional requirements, if needed, to qualify for the cash boost coupons.

Here’s how the coupons apply:

You’ll only be eligible for one tier based on your deposit.

Both 6% interest boost coupons will appear under Me > My Coupons in the Longbridge app within 5 working days after meeting the criteria.

Both cash boost coupons are valid for 60 days once applied. 

Do note that the interest applies only to the amount eligible for each tier on Cash Plus, not your entire deposit.

Step 3: Enable Cash Plus and apply your coupons 

Once your coupon is available, you can then enable Cash Plus where your idle money will be invested in money market funds. 

You can activate Cash Plus by logging in to the Longbridge app, tapping “Market”, then “Funds” and then selecting the “Cash Plus” icon.

Once you've selected Cash Plus, you'll be brought to an Opt-In page to opt into the feature. 

Once you opt-in your deposits will then be automatically be transferred into Cash Plus. It's that simple! 

Returns are settled in SGD every 30 days and will appear in your account within approximately 3 working days.

Coupons are non-transferable, non-redeemable for cash, and cannot be reused.

How much can you earn with the cash boost coupons?

Let’s take a look at how much you could earn with the cash boost coupons using a Tier 3 example, where you deposit S$100,000 and where S$20,000 in Cash Plus is eligible for the cash boost coupon.

First, you sign up for a Longbridge account through Beansprout.

Next, you deposit S$100,000 into your Longbridge account, qualifying you for Tier 3 based on your deposit size.

Within five working days, you’ll receive two 6% p.a. cash boost coupons. These will appear in the app under Me > My Coupons after meeting the criteria.

You can then enable Cash Plus and apply the coupons to enjoy the additional cash boost on S$20,000 of your balance. 

Do remember that you’ll have to maintain a net deposit of S$100,000 in your account (i.e., you do not withdraw any funds) for at least 30 days. 

You can still use the remainig cash (in this case, $60,000) to purchase stocks, ETFs, or other investment products in the meantime.

At the end of the 30-day period, your cash boost interest will be credited to your account in Singapore dollars (SGD).

🎁 Your Bonus Interest:

Other Longbridge welcome rewards

You can also unlock:

• Platform trading fee vouchers worth up to S$450 for SG/US/HK stocks
• Free shares like NVIDIA, Apple, and Alphabet (based on trade milestones)
• Exclusive SGD 18 Cash Coupon which will appear in your Longbridge app when you sign up Beansprout

Find out more about the full promotion here.

Beansprout exclusive promotion

Receive an S$50 Fairprice voucher from Beansprout in addition to the Longbridge rewards when you fund S$2,000.

The Beansprout exclusive rewards are stackable with the Longbridge rewards.

Steps to Take to Qualify for the Promotion:

1. Sign up for a Longbridge account via Beansprout
2. Fund at least US$2,000 into your Longbridge account
3. Submit your contact information via this Google form after you have funded your account

The promotion will run until 31 May 2025.

What you need to know about the Longbridge cash boost promotion

To qualify, you must be a new user. This means you must not have opened a Longbridge Singapore (LBSG) account before 1 May 2025.

Coupons are subject to their stated caps and cannot be stacked beyond those limits.

Your net deposit is calculated as: Cash In – Cash Out – Shares Withdrawn.

You’ll need to maintain your net deposit for the full 30-day period in order to qualify for the cash boost.

To be eligible, you must be a Singapore resident. This includes:

• Singapore Citizens and Permanent Residents (PRs)
• Valid work pass holders (e.g., Employment Pass, S Pass, Dependant’s Pass)
• Individuals with a valid residential address in Singapore

Read the full terms and conditions here and here

Longbridge at a Glance

Pros: ✚ Lifetime commission free trading SG, US and Hong Kong stocks ✚ Attractive sign-up promo ✚ Licensed by the MAS	Cons: − Not able to invest with CPF/SRS funds − No access to London Stock Exchange

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*T&Cs apply. All investments involve risks and are not suitable for every investor. 

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