UOB Promo: Earn up to $500 guaranteed cash with fresh funds
By Beansprout • 02 Apr 2025
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The UOB Cash is King Promotion allows you to receive up to S$500 in guaranteed cash in addition to the interest earned on your UOB savings account.

What happened?
UOB is currently running a new Cash is King Promotion that allows you to earn up to S$500 guaranteed cash in a few simple steps.
This promotion is available to all current and new UOB customers, and it will end on 30th June 2025, so you should read on to find out below how you can qualify for this promotion.
What’s the deal with the UOB Cash is King Promotion?
UOB is running a Cash is King Promotion where you can earn up to S$500 guaranteed cash when you top up your eligible UOB savings account.
- Top up S$20,000 new funds to get S$50 cash credit
- Top up S$50,000 new funds to get S$150 cash credit
- Top up S$100,000 new funds to get S$320 cash credit
- Top up S$150,000 new funds to get S$500 cash credit
Eligible UOB savings accounts include the UOB One Account, UOB Stash Account, UOB Lady's Savings Account, UOB Passbook Savings Account and UOB Uniplus Account.
New to UOB? Open an account now:
Already have a UOB account? Note that for existing accounts, the Incremental Fresh Funds must result in an increase in the account balance compared to the Monthly Average Balance for March 2025.
Yes! It is as simple as that. Once you have deposited fresh funds into the eligible UOB saving accounts, you will receive the cash credit rewards in addition to the interest earned based on the savings account.
You can refer to the full terms and conditions of the promotion here.
Still deciding which UOB savings account is best for you? Check out our reviews:
Is there any catch to the UOB Cash is King Promotion?
One thing you should note of is that your fresh deposits will be earmarked for about 5 months. Since this might be a new concept to you, let’s go through what this means in more detail.
When your deposits are earmarked, you will not see the funds in your account statement and they cannot be withdrawn for the next 4 months!
Please refer to the table below to see when the Earmark End Date is. While there is no auspicious timing to deposit your cash, the most ideal date to deposit your cash is always the later part of the Qualifying Period e.g. 30 April, 31 May and 30 June 2025.

I would also take note that the interest earned in the savings account will be based on the prevailing rate, and the interest rate on the UOB One account will be lowered from 1 May 2025.
Stand a chance to win $2,000 from the lucky draw
On top of the promotion, you will be automatically enrolled into the Lucky Draw if you are eligible to receive the guaranteed cash credit.
The higher your participating deposit amount, the more lucky draw chances you will have.
If you have a participating deposit amount of S$20,000, you will have 1 lucky draw chance.
If you have a participating deposit amount of S$100,000, you will have 9 lucky draw chances.
A total of 10 winners will be randomly selected during the Lucky Draw. Each Winner shall be eligible to receive S$2,000 in cash.
Stand to be one of 10 winners to win S$2,000 each from the lucky draw!

Can I transfer funds from another UOB account to participate in this promotion?
Incremental fresh funds must be brought into your eligible UOB savings account and must not be transferred from an existing UOB current/savings account.
Can I register for the promotion multiple times?
While it is a good deal, you can only receive the cash credit once under this promotion.
If you submit more than one participation form during the promotion period under this promotion, UOB will only use and recognise the last participation form submitted within the earliest qualifying period to determine your eligibility for rewards and for earmarking purposes.
Let’s use an illustration where you deposit S$100,000 of incremental fresh funds on 3 April 2025, and you submit:
- a participation form indicating S$100,000 on 3 April 2025 (First Form),
- a participation form indicating S$50,000 on 27 April 2025 (Second Form)
- a participation form indicating S$100,000 on 10 May 2025 (Third Form)
UOB will only recognise the second form since it was the last participation form submitted within the earliest qualifying period and your participating deposit will be S$50,000.
How to apply for UOB Cash is King Promotion?
Step 1: Visit the Cash is King page and register your participation.
You will need to:
- Key in your phone number that must match the Bank’s records
- Key in your email address
- Key in a valid 10-digit eligible UOB savings account number
- Select your Participating Deposit
Step 2: Deposit a minimum amount of S$20,000, S$50,000, S$100,000, or S$150,000 in Incremental Fresh Funds (the “Participating Deposit”) into your eligible UOB savings account.
Eligible UOB savings accounts include the UOB One Account, UOB Stash Account, UOB Lady's Savings Account, UOB Passbook Savings Account and UOB Uniplus Account.
New to UOB? Open an account now:
The UOB Cash is King Promotion is one of the ways that we can do so with fairly minimal effort.
More importantly, the cash credit is guaranteed!
We just need to be aware that the money put aside will be locked up for close to 5 months, and make sure that it is not emergency cash we would need at short notice.
Learn more about the UOB Cash is King Promotion here.
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Sign Up for the UOB Cash is King Promotion and get up to $500 guaranteed cash
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