UOB Promo: Earn up to $340 guaranteed cash with fresh funds

What happened?

UOB is currently running a new Season of Gold Savings Promotion that allows you to earn up to S$340 guaranteed cash in a few simple steps.

This promotion is available to all current and new UOB customers, and it will end on 31 December 2025, so you should read on to find out below how you can qualify for this promotion.

What’s the deal with the UOB Season of Gold Savings Promotion?

New to UOB? Open an account now:

• Sign up for UOB One Account
• Sign up for UOB Stash Account

Already have a UOB account? Note that for existing accounts, the Incremental Fresh Funds must result in an increase in the account balance compared to the Monthly Average Balance.

Yes! It is as simple as that. Once you have deposited fresh funds into the eligible UOB saving accounts, you will receive the cash credit rewards in addition to the interest earned based on the savings account. 

You can refer to the full terms and conditions of the promotion here. 

Still deciding which UOB savings account is best for you? Check out our reviews:

• UOB One Account Review
• UOB Stash Account Review
• UOB Lady’s Savings Account Review

Is there any catch to the UOB Season of Gold Savings Promotion?

One thing you should note of is that your fresh deposits will be earmarked for about 7 months. Since this might be a new concept to you, let’s go through what this means in more detail. 

When your deposits are earmarked, you will not see the funds in your account statement and they cannot be withdrawn for the next 7 months! 

Please refer to the table below to see when the Earmark End Date is. While there is no auspicious timing to deposit your cash, the most ideal date to deposit your cash is always the later part of the Qualifying Period e.g. 30 November 2025, 31 December 2025 and 31 January 2026.

I would also take note that the interest earned in the savings account will be based on the prevailing rate, and the interest rate on the UOB One account was lowered from 1 September 2025, and interest rate on UOB Stash Account was lowered from 1 July 2025. 

Stand a chance to win 20-gram 999.9 gold bar from the lucky draw

On top of the promotion, you will be automatically enrolled into the Lucky Draw if you are eligible to receive the guaranteed cash credit. 

The higher your participating deposit amount, the more lucky draw chances you will have.

If you have a participating deposit amount of S$20,000, you will have 1 lucky draw chance.

If you have a participating deposit amount of S$100,000, you will have 6 lucky draw chances.

A total of 12 winners will be randomly selected during the Lucky Draw. Each Winner shall be eligible to receive a 20-gram 999.9 gold bar (PAMP® Rosa Gold Minted Bar). 

Stand to be one of the 12 lucky winners to win the gold minted bar from the lucky draw!

Can I transfer funds from another UOB account to participate in this promotion?

Incremental fresh funds must be brought into your eligible UOB savings account and must not be transferred from an existing UOB current/savings account.

How to apply for UOB Season of Gold Savings Promotion?

Step 1: Visit the UOB Season of Gold Savings Promotion page and register your participation.

You will need to:

• Key in your phone number that must match the Bank’s records
• Key in your email address
• Key in a valid 10-digit eligible UOB savings account number
• Select your Participating Deposit

Step 2: Deposit a minimum amount of S$20,000, S$50,000, S$100,000, or S$150,000 in Incremental Fresh Funds (the “Participating Deposit”) into your eligible UOB savings account.

Eligible UOB savings accounts include the UOB One Account, UOB Stash Account, UOB Lady's Savings Account, UOB Passbook Savings Account and UOB Uniplus Account. 

New to UOB? Open an account now:

• Sign up for UOB One Account
• Sign up for UOB Stash Account

The UOB Season of Gold Savings Promotion is one of the ways that we can participate with fairly minimal effort.

More importantly, the cash credit is guaranteed!

We just need to be aware that the money put aside will be locked up for approximately 7 months, and make sure that it is not emergency cash we would need at short notice. 

Learn more about the UOB Season of Gold Savings promotion here. 

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